Every deal has terms.Make the money follow them.

Set the terms, fund the deal, and release money only when both sides confirm. From one protected payment to a multi-stage project, Holdyn keeps the agreement and the money in step.

5 min
average setup
1.5%–2.5%
transaction fee
Both
sides protected
Protected transaction
HDN-2408
Active

Kitchen & Bath Renovation

Full remodel — permits through punch list

Sender
Daniel Pierce
Homeowner
Beneficiary
Cornerstone Builders
Contractor
Transaction value
$48,000
Held now
$24,000
$24,000 released70% secured

Payment schedule

2 of 4 released

Permits & Design Approved

Completed Jan 8

$12,000

Released

Demo & Rough Construction

Completed Feb 5

$12,000

Released

Cabinetry & Finishes

In Progress

$12,000

In progress

Terms control release
Funds held by Stripe
Both sides confirm
Disputes freeze movement
Global ways to fund
The Holdyn mechanism

A deal should never depend on who blinks first.

Holdyn gives both sides one shared structure. The terms are agreed before money is committed, funds stay protected while work happens, and release follows confirmation—not pressure.

01

Agree

Define the terms

02

Fund

Secure the money

03

Deliver

Complete the work

04

Confirm

Both sides approve

05

Release

Money moves

The money stays protected between funding and confirmation.
Clear terms. Visible progress. Controlled release.
Built around the agreement

One structure for almost any deal.

Start with one protected payment or build a complete sequence of milestones. Holdyn expands only as the deal requires.

Build your transaction
01

Simple

One payment, protected until delivery is confirmed.

02

Multi-stage

Release funds as each milestone is completed.

03

Recurring

Repeat a trusted payment on the schedule you set.

04

Deposit

Hold a refundable deposit with clear return terms.

05

Direct

Move money instantly between Holdyn wallets.

More than a payment

The agreement has an operating system.

Holdyn AI

Describe the deal. Get the structure.

Tell Holdyn what you are buying, selling, or delivering. AI drafts the parties, milestones, release logic, and protective terms for you to review.

“Create a four-stage renovation agreement for $48,000, with the final payment released after the walkthrough.”

Draft ready to review
Protected

Funds wait for the terms.

Money is held on a bank-grade payments network and releases only after the agreed conditions are confirmed.

Resolution

Disagreement stops movement.

A dispute freezes the transaction while both parties resolve it directly, with Holdyn, or through external arbitration.

Holdyn at FinovateSpring 2026
Why Holdyn

Neither side has to go first on trust.

For the sender

You never pay into a promise.

Your money moves only after the terms you agreed to are met.

For the beneficiary

You deliver knowing the money is there.

Funds are reserved before you begin, so there is nothing to chase.

Ways to fund

Global reach. Familiar ways to pay.

Cards, wallets, bank transfers, and stablecoins across the US, UK, Europe, and beyond—all connected to the same protected agreement.

Cards

Credit and debit cards accepted worldwide.

CardsVisa · Mastercard · Amex

Digital wallets

One-tap checkout on familiar devices.

Apple Pay
Google Pay

Bank transfers

Fund directly from a connected bank account.

ACHUnited States
SEPAEurope
BacsUnited Kingdom

Plus ACSS in Canada and BECS in Australia.

Cryptocurrency

Fund and settle with regulated stablecoins.

StablecoinsUSDC · USDP · USDG
However you fund it, the release rules stay the same.
Processed and held through Stripe